Comic problems

[groudont]

hello Im sort of new

I cant create a good comic but theres no FAQ or anything to help comic creators in the comic section. So I need to know a few things.

1. Which program is better Photoshop or MS paint?

2. how do you create speech bubbles?

3. how do you create panels?
Thanks in advance

 

[zeppelin]

all can be read here http://www.serebiiforums.com/showthread.php?t=99139

 

[RaZoR LeAf]

This is for Forum Help not Art help. take any arty questions to the fan art/fan comics forum.